Backflip Referral Program Agreement

Effective May 17, 2023

This Referral Program Agreement (the “Agreement”), in combination with other terms relating to your use of the services and resources available or enabled via the Backflip Website or the Mobile App, is made between “you” and RPR Home, Inc. (“Backflip,” “we,” “our,” “us”) and governs your participation in the Backflip Referral Program (the “Referral Program”). The term “you” refers to the individual or legal entity, as applicable.

By requesting or sending a Referral Link (defined below), you will be deemed to have accepted and be bound by this Agreement. We may modify this Referral Program Agreement by posting an updated version on our website. By continuing to participate in the Referral Program after the posting of such modifications, you shall be deemed to accept such modifications.

Referral Program Eligibility

In order to participate in the Referral Program, you must be a Backflip Member in good standing and at least 18 years of age.

Qualifying Referrals

Backflip will provide you with a unique URL that can be provided to prospective Backflip members (the “Referral Link”). To be a Qualifying Referral, referred members must be a person who:

  • Has never previously been a Backflip member, or created a Backflip account under any email address or alias;
  • Does not currently have a Backflip account either individually or through a business entity where the person is a principal, officer, or director; and
  • Completes the registration process with Backflip using the referrer’s Referral Link. If a referred member registers with Backflip using any other link or method, the registration will not count as a Qualifying Referral.
  • At Backflip’s discretion, must reasonably appear to be a prospective beneficiary of Backflip’s technology or capital products.

The Referral Link should only be provided directly to your personal acquaintances. Additionally, you may not use any paid advertisement to promote the Referral Program, including but not limited to, paid search marketing, advertisements, affiliate networks, paid email campaigns or other similar methods. You may not use a Referral Link to create a new Backflip Account for yourself or any company where you are a principal, officer, director, or otherwise have an employment or contractual relationship. By participating in the Referral Program, you represent and warrant that you have a personal relationship with each of your referrals or otherwise have the necessary consents to submit their information to the Referral Program.

Redemption Process

You are be eligible to earn a Referral Bonus for each qualified referral that you refer in accordance with the following terms and conditions:

  • New Backflip members: You shall earn a referral fee of $20 per qualified individual who registers on Backflip’s platform and is attributed as having accessed our platform through a sign-up link that we will provide you. You may earn up to $100 in referral fees for new Backflip members.
  • New Backflip loan closes: You shall earn a referral fee of $500 for the first loan with Backflip closed up by each qualified  individual that you refer to us. The qualified individual  must register on Backflip’s platform and be  attributed as having accessed our platform through a sign-up link we will provide you. In order to qualify, the individual must be the natural person principal of the borrowing entity on the loan. The amount of referral fees that you can receive for new loan closes is capped at $500 per natural person principal. For avoidance of doubt, if a natural person principal closes the person’s first loan with Backflip through one entity, you shall not be eligible to receive any additional referral fees in the event that the same principal closes another loan through a different entity. Notwithstanding the foregoing, eligibility to receive the bonus is subject to Backflip’s receipt of a complete and accurate W-9 Form from you.

You will receive a Referral Bonus when a Qualifying Referral is made. You will not be notified of whether a referred customer who has used your Referral Link has applied for a Backflip Account. Please allow 4 weeks to receive the Referral Bonus.


Any information obtained in connection with the Referral Program will be collected, processed and used in accordance with Backflip’s Privacy Policy.

Intellectual Property

Backflip is the owner of all intellectual property related to the Referral Link, including and without limitation the Services and related technology; Backflip Data; and copyrights, patents, trade secrets, trade or service marks, brands, logos, and other intellectual property incorporated into each of the foregoing (the “Backflip Property”). You agree that you will adhere to the license terms of any Backflip Marks and that you will not violate or infringe on the intellectual property rights of any third party. Backflip grants you a limited, nonexclusive, revocable, and nontransferable license to use Backflip Property as permitted by this Referral Program Agreement.

Additional Terms and Restrictions

The Backflip Referral Bonus may qualify as taxable income for you. You are responsible for any federal or state taxes resulting from your participation in the Referral Program. Backflip will not be obligated to report federal and state taxes to relevant authorities, but may report such income as required by law.

You agree that you will not “spam” anyone with invitations to join the Backflip community, and that you at all times will remain compliant with CAN-SPAM, the TCPA, and other applicable laws. The following specific activities are prohibited:

  • Mass emailing, texting or messaging people you do not personally know;
  • Use of automated systems or bots through any channel to distribute, post or respond to your Referral Code;
  • Use of scripts, programed or automatic dialers to send invites or to communicate Referral Codes; and
  • Posting Referral Codes on event or venue pages without express permission from the event or venue owner.

Reservation of Rights

Backflip reserves the right to withhold, deny or cancel any Referrals Bonus and/or terminate your Backflip Account if we, in our sole discretion, deems the award of any Referral Bonus as fraudulent, abusive, unethical, suspicious or otherwise inconsistent with these Referral Program Terms, our Terms of Use or any other applicable laws or regulations.


Backflip reserves the right to suspend or terminate the Referral Program at any time or to change this Referral Program Agreement at any time and for any reason in our sole discretion upon Notice to you or by deactivation of the Referral Link. Notice may be given through any physical or electronic communication or legal notices related to this Referral Program Agreement that are provided to you through text or SMS, email, your Backflip Account, or by other means. Your eligibility for the Referral Program and the eligibility of any referrals is determined in the sole discretion of Backflip.

Entire Agreement

This Referral Program Agreement constitutes the entire understanding between you and Backflip for the subject matter described and no other agreements, representations, or warranties other than those provided in this Referral Program Agreement will be binding unless in writing and signed by you and Backflip.